Selected all your options? Now click here >>
22nd Jul 2018 - We supply all makes and models at competitive prices please ring or email your exact requirements!
Quick contact
close window

Quick contact

contact us Contact usget a quote Quote

Business terms

Important: Where we obtain information about you from and how we use it
Telephone monitoring:
We may monitor and/or record our telephone conversations with you.

Our records & credit reference agencies:
When considering your application we will search records held by the Peregrine Group and your records at credit reference agencies (CRAs) who will give us shared credit information, fraud prevention information, and public information (such as details of County Court Judgments, bankruptcies and information from the electoral register).
The information CRAs give us about you may already be linked to information about someone else you have had a joint account or similar financial association with, including members of the same household. By submitting an application you confirm that their finances will not affect our decision. We will check this and may turn down the application if we find it is inaccurate.

Colleagues:

You must be sure that you are entitled to reveal information about your business partners, including your company directors (if you have any) and authorise us to use their information in the same way as your information, as described below.

 How your information will be used
 Fraud prevention:
We will check your details with fraud prevention agencies (FPAs). If you give us false or inaccurate information and we suspect or identify fraud we will record this and may also pass this information to FPAs and other organisations involved in crime and fraud prevention.

Credit reference:
We may also share your information (and information about any joint applicant) with CRAs. This information remains on the CRAs' files for 6 years after the account is closed (whether settled by you or upon default).

Whether or not your application proceeds, the CRAs will add to your record details of our searches and your application. This record (but not our name) will be seen by other organisations when you apply for credit in the future. A large number of applications within a short period of time could affect your ability to obtain credit.

We will also add to your record with the CRAs details of your business' agreement with us, the payments your business makes under it, and any default or failure to keep to its terms.

An 'association' between joint applicants (between you and your business partner, for example) will be created at CRAs. This will link your financial records, each of which will be taken into account in all future applications by either or both of you. This will continue until one of you successfully applies to the CRAs to have the association removed.

Use of FPAs & CRAs information:
The information held by the FPAs and CRAs will be disclosed to us and other organisations (in the UK and in other countries) to, for example:
prevent fraud and money laundering by checking details on, for example, applications for credit and credit-related or other facilities, proposals and claims for all types of insurance and job applications and employee records;

Initial disclosure
The Financial Conduct Authority is the independent regulator of financial services. The Financial Conduct Authority require us to provide you with a document called an 'Initial Disclosure Document'. This document provides information about us, the products we offer, the services we will provide, what we charge for our services, who regulates us, what to do if you have a complaint and details about the Financial Services Compensation Scheme.

Who are we
Peregrine Vehicle Leasing is a trading style of Peregrine Asset Finance Ltd who are regulated by the Financial Conduct Authority.

What services do we provide
We will provide you with either comparable details of firms most appropriate to your lending or purchase requirements or general information relating to finance products. In assessing your requirements we may seek such information about your personal circumstances and objectives as might be relevant in order to enable us to identify your needs. It is important that you provide us with accurate and relevant information. You will not receive advice, or a recommendation from us, but we may ask questions to narrow down the selection of firms offered, from which you can more easily make your own choice if you so wish.

Whose products do we use
As a Financial Conduct Authority regulated credit broker we can introduce you to a range of lenders who may be able to help you finance your vehicle and provide other products/services.

Do we charge for our services
No, we do not charge fees for our broker related services. We are a commission based organisation which means that we may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with us. These fees may be variable or pre-set dependent on the product and the volume that we place with the chosen supplier.

Who regulates us
Peregrine Vehicle Leasing is a trading style of Peregrine Asset Finance Ltd who is authorised and regulated by the Financial Conduct Authority and the BVRLA.  Our FCA reference number is FRN649227.  You can verify this on the Financial Conduct Authority's Register by visiting the Financial Conduct Authority's website: http://www.fca.org.uk/register/ or by contacting them on 0300 500 8082.
Our BVRLA reference number is 2182.  BVRLA website: http://www.bvrla.co.uk/about or by contacting them on 01494 545711

Other services we offer are not regulated by the Financial Conduct Authority however the Financial Ombudsman Services has now been extended to handle some complaints under the Consumer Credit Act.

We use cookies to ensure that we give you the best experience on our website. If you continue without changing your settings, we'll assume that you are happy to receive all cookies on this website. However, if you would like to, you can change your cookie settings at any time. Close this message.